My name is Ray Vanacore, Senior Mortgage Banker for the Bank of England. I am originally from NY, I have moved to sunny FL 5 years ago. I have been in the mortgage industry for over 15 years and have survived the Mortgage Banking crash. I have extensive knowledge with all loan types which include: Conventional, FHA/VA, Jumbo, and USDA products. It is an amazing feeling to see my clients dream of home ownership come true, being a part of that process is a pleasure for me. I look forward to the next call!