Bank of England Mortgage Vacation/Second Home Mortgage Loans

Vacation/Second Mortgage

Bank of England Mortgage's Vacation-Second Home Mortgages offer a broad array of fixed, adjustable, and interest-only options. We work together with our clients to identify the ideal mortgage for your vacation home.

Get your Bank of England vacation home mortgage loan and make your dreams a reality - backyard barbeques and sunsets by the lake. Fun-filled relaxing fishing trips with children and grand children. Exciting family skiing vacations. A lifetime of memories.

Bank of England Mortgage's Vacation-Second Home Mortgages offer a broad array of fixed, adjustable, and interest-only options.

It's time to buy your vacation home - and that means a vacation home mortgage loan from Bank of England Mortgage.

If you're in need of a mortgage for a vacation home, we eliminate the hassles and the headaches from the process.


Why is it called a vacation home mortgage?

We call it a vacation home mortgage to eliminate the confusion between a second mortgage and a home equity loan.

What's the difference between a second mortgage and a home equity loan?

A second mortgage loan covers the costs of a second home, for example, a vacation home. The result is that the borrower has two mortgages and two homes. A home equity loan, on the other hand, allows the borrower to refinance their existing mortgage to get cash - or equity - out of their home. It's still one mortgage, but it's been refinanced.

Are interest-only vacation home mortgage rates available?

Yes! You can choose to pay a fixed, interest-only rate for a period of 10 years or 15 years with our interest-only vacation home mortgage.

How much money can I be approved for with a Vacation Second Home mortgage?

Depending on your income and expenses, you may qualify for a loan of $453,100 to $1.5 million. we are committed to working with you to help make your vacation home mortgage dreams come true.

Contact us today at (941) 361-1280 to get started or start an application today.

This is not a commitment to lend or extend credit. All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states. Must email management at time of initial loan application to receive the closing cost credit of $500.00 from Bank of England Mortgage. Minimum loan amount of $200,000. Credit will be given at time of closing and show on the closing statement. Must close loan with Bank of England Mortgage in Sarasota, FL. Branch 1076. Offer expires 05/31/19. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC.