Born in Ohio but left at a very young age moving overseas for family work then back in time for high school - to Tennessee. After college (back to Ohio) I went into the Banking/Mortgage industry and have never left. Have been a closer for over 30 years, seeing all the many changes the industry has gone through. Moved to Florida in 2010, I have two grown boys, one recently moved close by and the other still in Texas. I love swimming, biking, rollerblading and all outdoor stuff.